INTEGRATED FINANCIAL SERVICES
FREEDOM 55
FINANCIAL & QUADRUS
WHO AM I?
HOW CAN I HELP YOU?
AS A FINANCIAL PLANNER AND A
REGISTERED LIFE UNDERWRITTER
Description
-
1. Financial planning for:
Individuals and families
Children's education
Retirement and estate
Protection and disability
2. Individiual insurance, individual disability
insurance, group insurance
Personal protection, life and disability
Business insurance.
RRSP
Annuities, RRIFs, LIFs.
Group retirement plans.
Segragated funds (more than 50 segragated funds)
A description of the key features of Freedom Funds, Marketwatch,
Freedom Funds RRIF or LIF is contained in the information folder, available
from your Freedom 55 Financial security advisor.
SUBJECT TO ANY APPLICABLE DEATH BENEFIT GUARANTEE OR MATURITY VALUE GUARANTEE,
ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED TO A SEGREGATED
FUND, UNDER THE FREEDOM FUNDS AND MARKETWATCH INVESTMENT OPTIONS, IS INVESTED
AT THE RISK OF THE POLICYOWNER AND MAY INCREASE OR DECREASE IN VALUE
ACCORDING TO THE FLUCTUATIONS IN THE MARKET VALUE OF THE ASSETS OF THE SEGREGATED FUND.
3. Indidual investments and group retirement services
Mutual funds through Quadrus Investment Services Ltd, individual, group and self-managed RRSPs
d'nvestissement Quadrus ltée, REER individuels, collectifs et autogérés
Mutual found Registered educational saving plans (RESPs)
Personalized planning approach
Make your investment decisions wisely. Important information
about London Life's segregated funds can be found in the Information
Folder, available from your Freedom 55 Financial security and investment
representative and important information about the Quadrus Group of
Funds can be found in the funds' simplified prospectus. Please read
these documents carefully before investing.
Mutual funds are not guaranteed. Commissions, trailing commissions,
management fees and expenses all may be associated with mutual fund
and segregated fund investments. Their values change frequently and
past performance may not be repeated.
SUBJECT TO ANY APPLICABLE DEATH BENEFIT GUARANTEE OR MATURITY VALUE
GUARANTEE, ANY PART OF THE PREMIUM OR OTHER AMOUNT THAT IS ALLOCATED
TO A SEGREGATED FUND, UNDER THE FREEDOM FUNDS AND MARKETWATCH INVESTMENT
OPTION, IS INVESTED AT THE RISK OF THE POLICYOWNER AND MAY INCREASE
OR DECREASE IN VALUE ACCORDING TO THE FLUCTUATIONS IN THE MARKET
VALUE OF THE ASSETS OF THE SEGREGATED FUND.
DÉMARCHE
1. Together we'll
determine your needs and objectives in four areas: liquity, disability,
retirement and financial security in the event of death
2. We'll summarize
your finanial standing and indentigfy where finacial solutions are needed
3. We'll create
a finanial se3curity plan to meet your needs
4. I'll follow
up regularly to ensure your plan continues to meet your needs at every stage of your life
My process provides:
1. A systematic
approach in assessing your situation
2. Emphasis on your needs
rather than the products I offer.
3. An objective view
of the recommendations
4. Access to a network
of professionals (notary, a ccountant, general insurers)
Benefits to you
1. A personnalized strategy
2. Meeting at your convenience without cost
3.
regular updates and support
4.
A sound professional relationship with a financial security advisior for all your needs
Note: The information presented
herewith is addressed to Québec's residents only.
Who do I work for?
For you!
Do not hesitate to contact me!
Odilon Talbot, ing., M. Sc., RLU, Pl.
Fin.
Financial Security Advisor
Advisor in group-insurance
Mutual Fund Representative
Office: (514) 331-5838 ext. 275
Residence: (450) 655-2899
Toll free: 1 877 566-5433
Fax: 514 331-5928